Bank selection criteria when borrowing a personal loan

  • Judit Csizmásné Tóth University of Debrecen – Campus Szolnok
  • Péter Szöllősi
Keywords: private loan, personal loan, bank selection criteria

Abstract

In 2018 there was an increase in the number of people who borrowed personal loans, in both the European Union and Hungary. In Hungary, personal loans increased hugely by 48%. We conducted a non-representative survey. We wanted to determine those bank selection criteria that influence our decision on which particular bank we choose to borrow a personal loan. This information will help us to understand the customers better and let the banks provide a better service tailored to their needs.

 

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References

Walter György: Kereskedelmi banki ismeretek. Alinea Kiadó (2016)

Dr. Sági Judit: Banktan, Saldo kiadó, Budapest (2007) pp.143.

http://www.mnb.hu/letoltes/hitelezesi-folyamatok-2018-marcius-hu.PDF [Online]. [Date of view: 16-March-2018].

https://www.mnb.hu/letoltes/financial-stability-report-2019may.pdf [Online], pp. 29. [Date of view: 2-Nov-2019].

https://kgk.uni-obuda.hu/sites/default/files/35_BatorAttila.pdf [Online], [Date of view: 9-Oct-2019].

http://kgk.uni-obuda.hu/sites/default/files/33_Bator-Sasne.pdf [Online], [Date of view: 11-Nov-2019].

Published
2019-12-03
How to Cite
Csizmásné Tóth, J., & Szöllősi, P. (2019). Bank selection criteria when borrowing a personal loan. Analecta Technica Szegedinensia, 13(2), 47-51. https://doi.org/10.14232/analecta.2019.2.47-51
Section
Articles